Loan Calculator

How much can I afford to borrow?
The calculator below will help you find an estimated loan amount that you could qualify for. This formula takes into account how much debt you currently have. Some lenders consider this a conservative formula, and you may qualify for more. It does not take into account your credit score. Expenses, such as gas, food, utilities, estimated taxes, etc. are not part of the formula. It is just to give you an idea of how much debt you could comfortably carry given your current finances. For a more accurate estimate or help straightening out your credit, click here for lenders who would be happy to help you out, no obligation. (Click here if calculator below doesn't work in your browser.)

Keeping Everything on Track

If you'e signed a purchase agreement and  have your lending lined up, below is a list of things you DON'T want to do to keep your closing on track.  If you commit a pre-closing sin, you may end up NOT closing. Just so ya know.

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