Buyers Tips

Here are some helpful tips for homebuyers, including the steps in buying a home, applying for a mortgage, ensuring you close, and recommended annual home maintenance.

1. How To Buy A House (Step by Step)
2. Home Mortgages 101 (For First Time Home Buyers)
3. How to Make Sure You Close: Keeping Your Credit Intact
4. What to Expect from your Home Inspection
5. Protecting Your Investment with Routine Maintenance


Also:



This video explains the basic process of buying a home.  Watch more about the home-buying porocess



2. Home Mortgages 101 (For First Time Home Buyers)

This video explains the basics about how home mortgages work. Watch more about mortgages.




3. How to Make Sure You Close: Keeping Your Credit Intact

One of the most important ways of ensuring you close on your new home is to make sure you do nothing to affect your credit. Here are all the main points to make sure your financial situation stays stable so the lender is happy. (After you close, you're free to do what you want.)

  1. Don't omit debts or liabilities from  your loan application. (If the lender finds them later, this may impair closing. 😒)
  2. Don't change jobs, become self-employed, or quit your job.
  3. Don't  buy a new vehicle.
  4. Don't go out and buy furniture or other large expenditures.
  5. Don't  use credit cards excessively or let current accounts fall behind.
  6. Don't originate any inquiries into your credit (such as by applying for a Home Depot credit card or a car loan).
  7. Don't spend money you've set aside for closing.
  8. Don't make any large deposits without checking with your loan officer.
  9. Don't change banks.
  10. Don't co-sign a loan for anyone else.



4. What to Expect from your Home Inspection

 



5. Protecting Your Investment with Routine Maintenance

You are spending alot of money on your home. It is important to keep your investment in good shape with routine maintenance.  Also, homes that are well maintained fetch a far better sales price. 

Here are some videos that cover the basics. Here is an extensive list of recommended maintenance.

ANNUAL EXTERIOR MAINTENANCE TIPS

   

 ANNUAL INTERIOR MAINTENANCE TIPS

   

 A few more interior maintenance tips.

 




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